Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct word or phrase that best fits each of the numbered blanks.
Housing benefit, a government assistance program aimed at helping families (21) _____ low incomes and individuals afford housing, has been a hot topic of debate for years. In the UK, over four million people receive housing benefit, and the government spends billions of pounds each year on the program. Critics argue that housing benefit creates a dependency on the government and (22) _____ individuals from seeking employment. In addition, some landlords take advantage of the program by charging (23) _____ rents that are covered by the benefit, which can contribute to rising housing costs. However, proponents of housing benefit argue that it is a necessary safety net for those who are struggling to make ends meet. (24) _____ this support, many families and individuals would be unable to afford decent housing, leading to homelessness and other social problems. In recent years, the government has introduced a number of changes to the housing benefit system, including a cap on the amount of benefit that can be received and the introduction of a bedroom tax. These changes have been controversial, with critics arguing that they disproportionately affect the most vulnerable members of society.
(25) _____ the criticisms, it is likely that the demand for housing benefit will continue to grow, as the cost of housing continues to rise and wages fail to keep pace.
Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct word or phrase that best fits each of the numbered blanks.
Housing benefit, a government assistance program aimed at helping families (21) _____ low incomes and individuals afford housing, has been a hot topic of debate for years. In the UK, over four million people receive housing benefit, and the government spends billions of pounds each year on the program. Critics argue that housing benefit creates a dependency on the government and (22) _____ individuals from seeking employment. In addition, some landlords take advantage of the program by charging (23) _____ rents that are covered by the benefit, which can contribute to rising housing costs. However, proponents of housing benefit argue that it is a necessary safety net for those who are struggling to make ends meet. (24) _____ this support, many families and individuals would be unable to afford decent housing, leading to homelessness and other social problems. In recent years, the government has introduced a number of changes to the housing benefit system, including a cap on the amount of benefit that can be received and the introduction of a bedroom tax. These changes have been controversial, with critics arguing that they disproportionately affect the most vulnerable members of society.
(25) _____ the criticisms, it is likely that the demand for housing benefit will continue to grow, as the cost of housing continues to rise and wages fail to keep pace.
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A.
within
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B.
on
-
C.
in
-
D.
for
Đáp án: B
Kiến thức: Giới từ
on low income: có thu nhập thấp
Housing benefit, a government assistance program aimed at helping families on low incomes and individuals afford housing, has been a hot topic of debate for years.
Tạm dịch: Trợ cấp nhà ở, một chương trình hỗ trợ của chính phủ nhằm giúp đỡ các cá nhân và các gia đình có thu nhập thấp có khả năng mua nhà, đã là một chủ đề tranh luận sôi nổi trong nhiều năm.
Đáp án: B
-
A.
encourages
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B.
promotes
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C.
disincentivises
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D.
prevents
Đáp án: C
Kiến thức: Từ vựng
encourage (v): khuyến khích
promote (v): thúc đẩy
disincentivize (v): không khuyến khích
prevent (v): ngăn cản
Critics argue that housing benefit creates a dependency on the government and disincentivise individuals from seeking employment.
Tạm dịch: Các nhà phê bình cho rằng trợ cấp nhà ở tạo ra sự phụ thuộc vào chính phủ và không khuyến khích các cá nhân tìm việc làm.
Đáp án: C
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A.
exorbitant
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B.
reasonable
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C.
economical
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D.
affordable
Đáp án: A
exorbitant (adj): quá cao, cắt cổ
reasonable (adj): hợp lý
economical (adj): tiết kiệm
affordable (adj): có khả năng chi trả
In addition, some landlords take advantage of the program by charging exorbitant rents that are covered by the benefit, which can contribute to rising housing costs.
Tạm dịch: Thêm vào đó, một vài chủ nhà lợi dụng chương trình này bằng cách tính tiền thuê nhà cắt cổ được bao gồm trong cả trợ cấp, điều này có thể góp phần làm tăng chi phí nhà ở.
Đáp án: A
-
A.
Given
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B.
On account of
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C.
Without
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D.
Thanks to
Đáp án: C
Kiến thức: Từ vựng
Given: căn cứ nào
On account of: do là, bởi vì
Without: Nếu không có, nếu không nhờ
Thanks to: Nhờ vào
Without this support, many families and individuals would be unable to afford decent housing, leading to homelessness and other social problems.
Tạm dịch: Nếu không có sự hỗ trợ này, nhiều cá nhân và gia đình sẽ không có khả năng mua được một ngôi nhà tươm tất, dẫn đến tình trạng vô gia cư và nhiều vấn đề xã hội khác.
Đáp án: C
-
A.
While
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B.
As for
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C.
Despite
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D.
Seeing as
Đáp án: C
Kiến thức: Liên từ
While: mặc dù
As for: còn về, về phần
Despite: Mặc dù
Seeing as: xét thấy sự thật là
Despite the criticisms, it is likely that the demand for housing benefit will continue to grow, as the cost of housing continues to rise and wages fail to keep pace.
Tạm dịch: Bất chấp những lời chỉ trích, có khả năng nhu cầu về trợ cấp nhà ở sẽ còn tiếp tục tăng do chi phí nhà ở tiếp tục tăng và tiền lương không tăng theo kịp.
Đáp án: C
